Privacy Policy

Last Updated and Effective June 2022

This Privacy Policy sets forth the privacy practices of Encore Life (“Encore Life,” “we,” “our,” or “us”) with respect to our collection, use, sharing, and disclosure of Personal Information, including, but not limited to, Personal Information collected through this website (the “Site”), how it is used, and the circumstances under which it may be shared and disclosed. This Privacy Policy constitutes a legally binding agreement between you and Encore Life that conditions your use of the Site, where and as permitted by applicable law.

1. Personal Information We Collect

When you visit the Site and during our ordinary business activities, Encore Life may collect or ask you to provide certain nonpublic personal information, personal financial information or protected health information (“Personal Information”) in order to help us manage our relationship with you and serve your investment needs. The Personal Information we may collect from you may include names, residential or business addresses, or other contact details, signature, social security number, tax identification or passport number, date of birth, place of birth, photographs, copies of identification documents, information about assets or net worth, information on investment activities, or other personal information, such as certain special categories of personal data (including, where relevant, information on political affiliations, ethnic origin, or criminal convictions), as specified under applicable law, that may be contained in the relevant materials, documents, or obtained through background searches, and any other information that can directly or indirectly identify an individual or the individual’s location.

2. Sources of Personal Information

We may collect Personal Information from:

• Your communications with us
• Your transactions with us
• Services providers
• Affiliates
• Nonprofit organizations and
• Government entities

3. How We Use Personal Information

We use Personal Information for the following business purposes:

• Providing you with information about our products and services;
• Providing performance and other updates;
• One or more of the following business purposes:
  • Performing services (for us or our service provider) such as account servicing, processing orders and payments, and analytics
  • Auditing related to our interactions with you (e.g., counting ad impressions to unique visitors, verifying positioning/quality of ad impressions, and auditing compliance, etc.)
  • Legal compliance
  • Detecting and protecting against security incidents, fraud, and illegal activity
  • Debugging or error corrections
  • Internal research for technological improvement
  • Internal operations
  • Activities to maintain and improve our services and
  • Short-term, transient use, provided that the personal information is not disclosed to another nonaffiliated third party and is not used to build a profile about a consumer

How we Share Personal Information

Your privacy is important to us. Encore Life does not disclose any Personal Information to nonaffiliated third parties, except to:

• Service providers, including but not limited to: administrators, lenders, banks, brokers, auditors, law firms, consultants, placement agents, employment agencies, and credit bureaus
• Affiliates
• Business partners
• Legal or government regulatory authorities as required by applicable law and
• In connection with a potential business transfer

We do not sell any Personal Information.

How We Protect Personal Information

Encore Life seeks to carefully safeguard Personal Information. We will use commercially reasonable efforts to ensure that Personal Information is kept secure and safe from any loss or unauthorized disclosure or use. We restrict access to our client’s Personal Information to personnel requiring that Personal Information to provide our products or services.

Use of Cookies

We may send text files (e.g., “cookies” or other cached files) or images to your web browser to collect and/or store information on your computer. Such text files and images are used to support the operation of our digital offerings and for the technical convenience to store information on your computer. We may use information stored in such text files and images to customize your experience on our Site and to monitor use of our Site. You may set your browser to notify you when you receive a cookie. Many web browsers also allow you to block some or all cookies. If you block cookies you may not be able to access certain parts or use all features or functionality of our Site. You can disable cookies from your computer system by following the instructions on your browser or at http://www.allaboutcookies.org/.

Notice for Residents of the European Economic Area and United Kingdom

Encore Life does not currently offer its products or services to natural persons resident in the European Union, Switzerland or the United Kingdom (“EEA/UK”) and, accordingly, is not required to comply with the EU General Data Protection Regulation or similar national laws in Switzerland or UK (collectively, “GDPR”). Any personal data provided to us by you will be processed in the United States or other jurisdictions outside the EEA/Switzerland/UK which may not afford the same protections of personal data as under the GDPR.

Contact Us

If you have any questions or comments about this Privacy Policy, please feel free to contact Encore Life at info@encorelife.com or 1-833-836-2673.